WebThe first critical issue in any coverage analysis is whether the person seeking coverage is afforded coverage by the policy. Under the standard commercial general liability (CGL) policy, there are two main types of insureds: named insureds and additional insureds. Named insureds are insureds that are named in the declarations page of the Webpolicies, even "tailor-made" liability insurance policies.3 The 1986 Com-mercial General Liability policy,4 in particular, will be used to illustrate what a standard form liability policy looks like, and what it promises to ... App. 1991) (commercial general liability policy's products liability/completed operations cov-

What is commercial general liability insurance?

WebThe CGL policy was introduced in 1986 and replaced the "comprehensive" Commercial General Liability (CGL) Policy — a standard insurance policy issued to business … WebCommercial General Liability (CGL) is the specific name for a policy of this type in the United States insurance market. It is the "first line" of coverage that a business typically … melt in mouth shortbread

Commercial General Liability Flashcards Quizlet

Web19 Mar 2024 · Your commercial general liability policy will protect you from damages that your work causes to other property, but your company’s work is excluded from general liability coverage. Example: Your plumbing business completes a re-piping job for a large building. The cost of the job, including materials, is $20,000. WebArroyo Insurance Services was officially established in 1986, but we have roots dating back to before 1950. One of California’s leading client-oriented and independently owned agencies, we have over 140 employees with a combined experience of over 450 years, spread across 11 locations. Webin a Commercial General Liability policy. The terms are far from synonymous and relate to two distinct classes of coverage. The Nova Scotia Supreme Court in Ben’s Ltd. v. Royal Insurance Co. [10] reviewed the difference between the two: In this policy at least “personal injury” coverage is clearly something quite different from nascar midget racing history